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We
Have a Loan For You
Our customers enjoy
the convenience of our Blank Check® to buy their next vehicle.
You use the Blank Check® just as you would your own personal
check. Simply make the check payable to the dealer or the seller (up to your
approved loan amount) and exchange it for the keys to your new car!
We'll do our best to
offer you a great auto loan. You'll always receive our professional customer
service, regardless of your credit. The rates advertised are for excellent
and substantial credit customers. For other credit needs, we offer our
Custom Finance Program. All loans are subject to credit approval by
PeopleFirst.com.
Loan Terms You'll Like
Your loan's applicable
annual percentage rate will be locked in for 45 days on the day a completed
application is submitted to us so you can shop around for the perfect
vehicle.
We calculate the
interest charges on your loan using the simple interest method and there are
no penalties associated with prepaying your loan. Payments are monthly, and
you specify the monthly due date for your payments.
PeopleFirst.com does
not require a down payment and there are no application fees. And you will
not have a loan or any obligation until you sign the check and purchase or
refinance your vehicle. By signing the check, you will be accepting the
terms and conditions of the loan agreement attached to the check.
We provide auto loans
in all states, except New Hampshire and North Dakota. Minimum Loan Amount:
\\$7,500 Maximum Loan Amount: $75,000 ($10,000.01 minimum in Arizona)
Speedy Approval
Once you submit your
loan application, it will be reviewed and you will receive a response within
15 minutes during our business hours (Monday - Friday: 9 a.m. to 5:30 p.m.
and Saturday: 8 a.m. to Noon PST). During non-business hours, your loan will
be processed the next business day.
If approved, we will
send you, via first class mail, a loan agreement with your no-obligation
Blank Check® attached.
Need your Blank Check® sooner? No problem.
If you prefer
overnight delivery of your loan package and Blank Check®, select
the overnight option on the loan application form. Your signature will be
required and there is a \\$15 fee for overnight delivery.
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